:root{--azul:#0b63ce;--azul2:#083d8f;--texto:#12213a;--cinza:#f4f7fb;--branco:#fff;--borda:#dce6f5}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--texto);background:#fff;line-height:1.6}.top{background:linear-gradient(135deg,var(--azul2),var(--azul));color:#fff;padding:18px 20px}.top .wrap,.wrap{max-width:1100px;margin:auto}.nav{display:flex;justify-content:space-between;align-items:center;gap:16px}.brand{font-weight:800;font-size:20px;color:#fff;text-decoration:none}.nav a.btnw{background:#25d366;color:#fff;padding:10px 16px;border-radius:999px;text-decoration:none;font-weight:700}.hero{padding:58px 20px;background:linear-gradient(180deg,#eaf3ff,#fff)}h1{font-size:clamp(30px,5vw,50px);line-height:1.08;margin:0 0 16px}h2{font-size:30px;margin:0 0 14px}.lead{font-size:19px;max-width:860px}.cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}.btn{display:inline-block;background:var(--azul);color:#fff;text-decoration:none;padding:13px 20px;border-radius:12px;font-weight:800}.btn.out{background:#fff;color:var(--azul);border:1px solid var(--borda)}.sec{padding:45px 20px}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.card{background:#fff;border:1px solid var(--borda);border-radius:18px;padding:22px;box-shadow:0 10px 30px rgba(11,99,206,.08)}.gray{background:var(--cinza)}.faq details{background:#fff;border:1px solid var(--borda);border-radius:14px;padding:16px;margin:10px 0}.footer{background:#081b3d;color:#fff;padding:35px 20px}.footer a{color:#fff}.breadcrumbs{font-size:14px;margin-bottom:20px;color:#4c6385}.list li{margin:7px 0}@media(max-width:800px){.grid{grid-template-columns:1fr}.nav{align-items:flex-start;flex-direction:column}.hero{padding:40px 20px}}